Privacy Policy
Privacy policy for website use. When you access and use this website you agree to be legally bound by our privacy policy as well as all our terms and conditions.
Data protection
This website is owned and run by LJS Global LLC. LJS is committed to protecting your privacy in accordance with applicable law.
This privacy policy explains what information LJS collects about you and how it will be used. When you access and use this website you agree to be legally bound by all applicable terms and conditions as well as our privacy policy outlined below.
Summary
This summary tells you the basics of our privacy commitment to you - how we collect and use your information, how we protect it, and who can see it. You should read the entire privacy policy below for more details.
We obtain personal information from you directly, from your transactions with us, and from third parties.
We do not collect personally-identifying information from you when you visit our Web site or online services unless you affirmatively provide it to us.
We do not allow third parties to collect personally-identifying information from your computer or mobile device when you visit our Web site or use our online services.
We will not sell your information to third parties.
Any third parties who perform services for us are required to safeguard any customer information and may only use it in connection with performing those services.
We extensively secure and limit access to your information.
Transactions
LJS makes every effort to maintain your confidentiality when securing an online payment. This includes ensuring the security of your credit or debit card details. All of your payment details are encrypted as they travel over the internet. To complete a transaction, you enter a secure internet site (indicated by the letters https:// at the start of the address bar of your web browser and or a padlock displayed in your web browser). To protect you against card fraud (where someone has discovered your card details but do not have your card), you will be asked to enter the unique security code printed on the back of your payment card.
What information do we collect?
LJS collects information from you to enable us to provide you with the goods and services you ask for. This may include your name, address, telephone number, email address, credit or other payment card details. If any of the information you have provided changes at any time or appears to be incorrect or you wish us to stop using your personal information please let LJS know by sending a letter to:
The Data Controller, LJS Global LLC, P.O. Box 479, Fairlee, VT 05045 or an email to: info@LJSGlobal.com
or an email to: info@lumleyjacobs.com
LJS will use the information you enter into the website only for administration, prevention of fraud, theft or loss, customer services, analysis of purchasing preferences and customer profiling purposes and any other purposes made clear in the data entry forms themselves, in any relevant terms or conditions and on any pages or emails that link to such forms. LJS may also collect internet protocol addresses to diagnose problems with our servers and for system administration, but LJS do not link these addresses to any person’s name or identity. Whenever LJS ask you for information about yourself you may, by un-ticking the relevant box, opt out of receiving other communications. In addition, whenever you receive other communications by email you will be told how to opt out of being updated by email in the future. If you choose to opt out of being updated as described above LJS will cease all such future disclosure of data.
We may charge you a reasonable amount for providing you with a copy of the information held about you. In no circumstances will LJS collect any data that is not directly related to the use of this website.
Third parties
In order to process orders for goods or services, LJS may pass your personal information and payment details to third party providers and, where it is lawfully requested to do so, regulatory authorities. Where LJS acts as an agent for a third party, it will pass your details to the third party who may then need to contact you to complete the transaction and their terms and conditions will apply to that transaction. Such third party providers will only have access to the personal information needed to provide the relevant goods or services. They may not use your personal information for any other purposes and are required to process your personal information in accordancewith applicable law. LJS will not otherwise provide any of the personal information you give it to any third party for any purpose unconnected with a transaction you initiate, except with your prior express consent.
International transfer of information
LLJS will retain the personal information you provide within the United States, and will not transfer it to any other country except with your prior and express consent; however the internet is global and it is possible that information you provide to LJS will be temporarily transferred via a route outside the US as it passes between you and this website or a third party provider.
How we collect data about your use of this website
LJS tries to ensure that its website offers visitors an enjoyable experience. To help us achieve this goal LJS and its appointed agency may collect anonymous information about your use of this website and your reading of its communications from cookies and or by the use of pixel tags. Cookies are small data files that are sent to your browser and pixel tags are used to read such cookies or to establish that a page has been viewed. Most internet browsers automatically accept cookies but you can delete existing cookies from your browser and, by editing your internet browser options, choose not to receive cookies in future. Please note that if you do opt to reject cookies some elements of this website may not function correctly as cookies enable the site to recall data specific to you that you have previously entered.
Information about our use of Cookies
Our websites use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
- Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.
- Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
- Functionality cookies. These are used to recognise you when you return to our website, which enables us to personalise our content for you.
- Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.
We only use cookies generated by respected companies who adhere to strict policies of how the cookies work. MyInsurer only works with the following companies, you can find more information about the individual cookies we use and the purpose for which we use them in the table below:
| Cookie | Name | Purpose |
|---|---|---|
| Google Analytics |
__utma
__utmz
|
Google Analytics use cookies to "remember" what a user has done on previous pages / interactions with the website. |
| Universal Analytics |
_ga
|
Universal Analytics (by Google) The User ID is a Universal Analytics feature that you can use to associate multiple session on a website. As the Name might suggest, it is used to create Website Analytics. |
| WordPress |
wp-settings
|
WordPress is the content management system for this website and it uses cookies, or tiny pieces of information stored on your computer, to verify who you are. There are cookies for logged in users and for blog commenters. |
| PHP Session ID |
PHPSESSID
|
PHP is a Programming Language used in this web site. The Cookie does not use any personal data and can be used in various situations from analytics to website error diagnosis. |
| WooCommerce Cookies |
woocommerce_cart_hash
woocommerce_items_in_cart
wp_woocommerce_session_
|
The first two cookies contain information about the cart as a whole and helps WooCommerce know when the cart data changes. The final cookie (wp_woocommerce_session_) contains a unique code for each customer so that it knows where to find the cart data in the database for each customer. No personal information is stored within these cookies. |
Security
LJS is committed to the security of your personal information and we have security procedures in place to protect the loss, misuse or alteration of information under our control.